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Articles by February, 2012
What Is A Mortgage Pre-Qualification?
by Guest on Feb 1, 2012 • Buying • 586 Views
So if you have been shopping for a home, chances are you have submitted information that has been used in "pre-qualifying" you for a home loan Pre-qualification (also sometimes called a pre approval) is a term used in mortgage loan circles meaning that a loan officer has taken some information from you, the potential borrower, and made a tentative decision, but not verified much of, if any of it
Assessment or Appraisal - What is the Difference ?
by Guest on Feb 3, 2012 • General Appraisal • 2270 Views
A tax assessment is a government assigned figure that property taxes are based on. In some "ad valorem" states an assessment is related to market value and it is determined or established by analyzing comparable sales and cost data. In other states, like Nevada, assessed values are based entirely on cost estimates. An assessed value is usually a portion of a property's "taxable value" which is the Assessor's estimate of full value. In a large metropolitan area an Assessor often uses "mass appraisal" techniques / computer models to assign taxable values to each property. Assessed values, taken from the taxable value estimated, are multiplied by tax rates to determine their taxes.
Church Appraisal Challenges
by Guest on Feb 3, 2012 • General Appraisal • 2736 Views
Church properties (AKA religious facilities) can have a variety of improvements that can include properties with a single multi-purpose building improvement on them that could easily be converted to a "for profit" use or they can have a special-purpose sanctuary buildings with spires, bell towers and fifty foot plus wall heights and have absolutely no possible alternate use. In my experience most church properties are designed for their special-purpose use and cannot be easily converted.
When it Comes to Real Estate Lingo Few of Us Are Native Speakers
by Guest on Feb 3, 2012 • Real Estate • 2607 Views
Most people who go through a real estate transaction are reluctant to admit that they are, all too often, pretending to understand what’s being said This is particularly true of first time buyers who are often embarrassed by their lack of experience
When is the Best Time to Sell Your Property?
by Guest on Feb 3, 2012 • Selling • 557 Views
There are a couple of periods during a year when it is a good time to sell a house and a couple of periods when it is definitely not a good idea In this article we’ll look at both periods and discover WHY it is a good or bad time to sell
2012 Commercial Real Property Markets Las Vegas
by Guest on Feb 4, 2012 • General Appraisal • 2001 Views
As of February of 2012, regardless of what is being talked about in the press, it is clear to me that our markets are still in a deep hole. All the warm and fuzzy feelings that you may have about "positive" employment statistics, upward trends in obscure indices or the power of positive talk doesn't change the fact that our real property markets today are still bouncing along near their 4 to 5 year activity and price lows.
How Much is Commercial Zoning Worth?
by Guest on Feb 7, 2012 • General Appraisal • 2183 Views
Its a mistake to assume that commercial zoning is always a land value enhancement. Few experienced market participants consider zoning to be the most important factor influencing real property value.
Common sense tells us that most commercial endeavors require accessibility and visibility from a high traffic roadway or roadways. Its important to understand that zoning doesn't always make a poorly located property more desirable. It will provide an owner with more development options or flexibility however if the property is best suited to a residential or industrial purpose it's commercial zoning adds nothing.
Fannie Mae Homepath Properties Offers Affordable Housing For Everyone
by Guest on Feb 7, 2012 • Buying • 545 Views
Fannie Mae Homepath properties include residential homes which have been repossessed by mortgage lenders through foreclosure or deed in lieu of foreclosure Although most of the homes require repair, they are priced below market value and many qualify for government grants to offset repair costs
Improve Home Value With DIY Projects
by Guest on Feb 7, 2012 • Construction • 515 Views
There's no need to shell out $10,000 for home upgrades Plenty of small do-it-yourself (DIY) projects will do just as well to raise the value of a house
Market Feasibility Studies
by Administrator on Feb 7, 2012 • Feasibility Studies • 2353 Views
Some appraisers offer both appraisals and market feasibility studies (MFAs) as part of their appraisal consulting services. MFAs are studies of specific markets and they answer the question "will the market support the profitable use of my proposed development?" If you are going to spend hundreds of thousands or millions of dollars constructing; an elderly care facility, an RV park, an apartment complex, a storage facility or other specialized building improvement you need to know (beyond a guess or cursory analysis) whether success is or is not attainable.
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