Appraisal Articles 2019 Free Appraisal Articles for Appraisers and the Public
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Articles by June, 2018
10 Ways to Get the Best Fee on a Commercial Appraisal
by Administrator on Jun 1, 2018 • Business Operation • 258 Views
Here are a few important things that you can do to get control of high appraisal fees: 1. Make sure that you are working with a lender who lets you order the appraisal report yourself. If the lender stays involved your appraisal may be ordered through an Appraisal Management Company (AMC) or from a small, pre-selected group of appraiser that work for the lender and that will likely increase the fee. If it’s a large assignment or multiple properties not getting direct bids could double or triple the appraisal fee.
Appraisal Complaints and Litigation II
by Administrator on Jun 4, 2018 • Business Operation • 309 Views
It's my opinion that that it's very difficult to have an entire career in the real property appraisal business without having at least a complaint or two or maybe even a legal entanglement. Not everyone gets caught up in a messy situation while licensed, but a lot more appraisers have had a problem than are willing to admit. If you make even the smallest mistake as an appraiser you can catch a regulatory complaint or get sued by a lender. When you are dealing with opinions of value there always seems to be someone who is not happy with your results and those are the people who will try to find something wrong with what you did or how you did it.
Properties with Problems
by Administrator on Jun 15, 2018 • Selling • 259 Views
There are times when appraisers run across a property or properties that have multiple problems. When a property has functional issues, like a poor layout, that can be the basis for a downward value adjustment in a report. When you additionally have other negative factors like; significant depreciation due to physical age, electrical issues, plumbing issues, equipment problems like faulty HVAC units and locational issues you can be working on a property that has so many problems that market value can be significantly decreased. Appraisers have to gauge the impact of each building problem. If your subject property is an office building that has almost a star-like shape with lots of corner areas that create dead or useless area, those areas are going to cause a loss in value.
Mortgage Interest Rates and Appraisals
by Administrator on Jun 18, 2018 • Market Conditions Articles • 984 Views
If you are lucky enough to find a home, especially in one of the high housing demand states, you should be happy that rates aren’t 8.0% or higher. I know that sounds painful, no one wants to hear that a situation that is becoming worse is not that bad, but I can honestly say that I would be happy with a 4.75% to 5.25% mortgage interest rate. If you have ever taken a 30-year home mortgage with an 8.0% to 10.0% interest rate, like I have, you can put recent increases in perspective. If you have only been around to see 3.31% to 5.0% mortgage interest rates I’m sorry to inform you that you are out of touch with reality. It doesn’t take much to get back to higher rates, probably not as high as the record 18.63%, but higher than the near 5.0% that we have today. Those who decided to wait for rates to fall may never get another chance to buy or cash out for years.
Appraising Marijuana / Cannabis / Weed Grow Facilities
by Administrator on Jun 18, 2018 • Special-Purpose Appraisal • 732 Views
There is an explosion of cannabis businesses in Nevada, as in other recreationally approved states, and major investments are being made in grow facilities. Buildings used for this purpose are usually modified industrial building and there are often a number of specialty improvements that must be made to them. Some of the improvements add to market value while others do not. It's up to a real property appraiser to analyze the improvements and make determinations about what is contributory and what is not.
Are Your Real Property Taxes too High or too Low?
by Administrator on Jun 20, 2018 • Property Tax Dispute • 361 Views
I have appraised properties and found on occasion that the assessments and taxes being paid by the owner are extremely high or extremely low. It’s one of those things that just jumps out at you, if you have completed reports on similar properties you get used to seeing assessments and the taxes paid fall into a typical or normal range. Owners get into a pattern of paying their taxes without question. Many run businesses and they just don’t think about property taxes. If the taxes are $ 6,000 per year or $ 16,000 per year, they just make the payment and think about the size of their tax deduction and they don’t consider that their property taxes may be $ 10,000 higher than they should be annually.
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